HiQ+ Program NINA Loans for FICOs of 601 and above - Florida

55% maximum LTV for purchase 686 and up

50% maximum LTV for rate & term 686 and up

45% maximum LTV for cash out 686 and up

45% for scores of 652-685 for purchases and rate and term

40% for scores of 601-650 for purchases, rate and term, and cash out

LTV floor is 40% for all transaction types
(Applicable LTV reduction(s) will not reduce the resulting LTV to less than 40%)

No-Income/No-Asset Loan Scores 601 and above

Up to $10 mm loan amount

Numerous products and pricing options

Need 4 open trade-lines/ two must be 24 months or more

Corporate title allowed

No condos in Dade, Broward, or Palm Beach County Florida.
No Investment condos or new townhouse subdivisions or condos built after 2004 for all other counties.